Metods and tools for assessing the financial stability of banks in Ukraine under conditions of uncertainty and riske

Abstract

The financial stability of banks serves as a primary indicator of macroeconomic stability for a country. However, the determination of methods and tools for assessing financial stability plays a crucial role in establishing the real competitive position of banks in the financial services market. In the examination of channels for evaluating financial stability and channels for ensuring it, these issues intertwine. The article identifies the main approaches to assessing the financial stability of banks in Ukraine, as declared by the National Bank of Ukraine. An analysis of the financial stability of banks in Ukraine is conducted based on their competitive position in the market. It is demonstrated that despite the military situation in Ukraine, banks occupy a leading position in providing financial resources to non-financial corporations and households. All regulatory measures are aimed at ensuring the financial stability of banks, which is grounded in their ability to withstand the impact of negative external and internal factors, in order to minimize risks and preserve the maximum efficiency of banking activities amidst economic cyclicality, uncertainty, and risk.